Diversifying out of a concentrated ESOP position — a framework
How founders and early employees can structure a diversification plan that protects upside while managing tax drag.
READ ESSAY →Solstice Capital Partners is a modern wealth advisory built for founders, senior operators, and first-generation wealth creators. Data-driven portfolio construction, delivered with the clarity and speed today's clients expect.
We build portfolios the way engineers build systems — transparent, tested, and designed to work quietly in the background for decades.
Good process beats good predictions. The principles below are the operating system behind every Solstice portfolio — built for founders and operators who think in systems, not stock tips.
We hold no manufacturing relationships with any AMC, broker, or platform. Every recommendation is stress-tested against a single question — is this the right instrument for this client, full stop.
Every portfolio decision is modelled against a ten-year base case. This removes the noise of short-term headlines and keeps the conversation anchored to what actually compounds.
We size every position around the worst realistic outcome, not the best one. Surviving drawdowns is the precondition for capturing the compounding that follows them.
We start with your cap table, your runway, your next liquidity event — not a product pitch. The portfolio is built around your life stage, not a house model.
Live dashboards, plain-language fee breakdowns, and direct partner access — no black boxes, no jargon designed to obscure what you're actually paying for.
Every engagement starts with your full financial picture — equity comp, business ownership, upcoming liquidity events. The instruments come second. The goal is capital that compounds cleanly across your next decade.
Multi-asset portfolio construction across equity, fixed income, alternates and currency exposure — designed around your risk capacity, liquidity needs, and growth stage.
Read moreFor founders and senior operators navigating ESOP exercise, secondary sales, and equity concentration risk. Structured diversification plans that don't blow up your tax position.
Read moreCurated access to pre-IPO opportunities, AIFs, structured products and private credit — each passed through independent diligence before it reaches a client portfolio.
Read moreWills, family trusts, and cross-border holding structures — coordinated with your legal and tax counsel to keep transitions clean and defensible.
Read moreEvery Solstice portfolio is constructed from a small set of well-understood instruments. Explore each — the role it plays, the diligence we apply, and the outcomes it has delivered.
Mutual funds are not a beginner's instrument for high-earning clients — they're the most efficient way to access institutional-grade management, tax efficiency, and regulatory protection in one transparent vehicle.
Illustrative allocation for a growth-stage mandate. Actual allocations are customised based on risk capacity, time horizon, and personal circumstances.
Systematic Investment Plans solve the hardest behavioural problem in investing — staying invested. For clients with predictable cash flows, SIPs translate income into long-term ownership of productive assets.
Fixed deposits serve a specific purpose — capital preservation, liquidity for known commitments, and a stable base from which to take measured risk elsewhere. We curate FD allocations across high-rated institutions to optimise yield without compromising safety.
Rates are indicative as of last update. Past yields do not guarantee future returns. All deposits placed only with rated institutions on our approved list.
India's pre-IPO market is large, opaque, and uneven. Most opportunities reaching individual investors are not the best ones. We maintain direct relationships with founders, lead investors, and exchanges — giving access to genuinely differentiated allocations at appropriate valuations.
Company names anonymised for compliance. Detailed opportunity decks shared with clients on request, subject to NDA.
Our partners have advised clients through multiple market cycles. Each engagement is led by a partner directly — not delegated to a relationship manager or junior associate.
Founded Solstice in 2013 after leading strategy at a fintech unicorn. Specialises in founder liquidity events, ESOP structuring, and pre-IPO opportunities.
Previously a portfolio manager at a global asset manager. Leads Solstice's investment committee, portfolio construction framework, and macro research.
Joined Solstice in 2017 from a leading private bank. Heads client engagement, onboarding, and estate planning conversations for growth-stage founders.
We share these with permission. Names are abbreviated and contexts generalised to maintain client privacy.
Solstice has managed my portfolio since I sold my first startup. What sets them apart is how directly they push back — they've talked me out of more deals than they've recommended, and my wealth has been better for it.
My ESOP liquidity event happened during a volatile market. Most advisors wanted to deploy immediately. Aditya's team built a 24-month deployment plan, executed it patiently, and it paid off. They earned the relationship through what they did not do.
What I value most is the conversation. My quarterly review with Nisha is not a sales call. It's a structured discussion about what's changing in markets, what it means for my plan, and what to reconsider. The portfolio is the output of that thinking.
After my exit, my biggest fear was being talked down to by advisors who assumed I didn't understand markets. Siddharth has done neither for five years. He explains, he listens, and he treats my questions with real seriousness.
Our partners publish considered, original essays for our clients — on capital markets, founder wealth, structural opportunities, and the questions that come up across our conversations.
A reflection on the most active investment year in recent memory — and why our most valuable advice to clients across 2025 was to do less, not more. An analysis of what high activity actually costs investor portfolios.
Read the essayHow founders and early employees can structure a diversification plan that protects upside while managing tax drag.
READ ESSAY →An independent look at India's pre-IPO market, the structural risks investors underestimate, and where considered allocation adds real value.
READ ESSAY →Reading the current rate environment for fixed-income allocations — duration calls, credit risk, and the framework we use across mandates.
READ ESSAY →Joining Solstice is deliberate. We move fast on execution, but slow on onboarding — the process below ensures both sides understand what a long-term engagement looks like before either commits.
Begin Your Onboarding →A 45-minute conversation with a partner. No portfolio review, no pitch. Just an honest exchange about your goals and what you're looking for.
Detailed understanding of your balance sheet, time horizons, liquidity needs, and larger objectives. We build a written mandate proposal for your review.
Documentation, KYC, custodian setup, and reporting structures. Typically completed within 10 working days, coordinated by Siddharth and team.
Portfolio constructed in tranches. First detailed review with the partner at the 90-day mark, quarterly reviews thereafter, and informal touchpoints whenever needed.
Below are the questions clients ask us in early conversations. Each answer reflects what we actually do — not marketing copy.
All enquiries are handled directly by our partners. Expect a thoughtful response within one business day.
Share a few details about your situation and one of our partners will reach out personally to schedule an initial conversation.